Privacy Policy
Effective Date:
iHealthCoverageNow.com (“iHealthCoverageNow.com,” “we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information collected through iHealthCoverageNow.com, our forms, phone calls, text messages, emails, advertisements, call tracking systems, CRM systems, and related services.
iHealthCoverageNow.com is a marketing and referral website that helps consumers connect with licensed insurance agents, agencies, carriers, call centers, marketing partners, or other authorized partners who may review available health coverage options. iHealthCoverageNow.com is operated by AllieX Group LLC.
Important Non-Government Disclosure
iHealthCoverageNow.com is not a government agency and is not affiliated with or endorsed by HealthCare.gov, the Federal Marketplace, the Centers for Medicare & Medicaid Services, Medicare, Medicaid, or any state or federal government program. Product availability, pricing, benefits, eligibility, underwriting, exclusions, and limitations vary by state, carrier, and plan.
Information We Collect
We may collect personal information that you provide directly to us, including:
- Name
- Phone number
- Email address
- ZIP code and state of residence
- Household size
- General coverage interests or insurance needs
- Current insurance situation, such as self-employed, 1099 contractor, small business owner, between jobs, missed Open Enrollment, or seeking private coverage options
- Information you provide during calls, forms, chats, emails, or other communications
We may also automatically collect certain information when you visit our website or interact with our advertisements or call tracking systems, including:
- IP address
- Browser type and device type
- Operating system
- Pages visited and links clicked
- Referring website, advertisement, keyword, campaign, or traffic source
- Date and time of visit or call
- Call tracking data, call duration, call source, and call routing information
- Form submission data and consent records
- Cookies, pixels, tags, analytics data, and similar tracking information
How We Use Information
We may use the information we collect to:
- Respond to your inquiry or request for information
- Connect, route, transfer, or share your inquiry with licensed insurance agents, agencies, carriers, call centers, marketing partners, or other authorized partners
- Help review health coverage options that may be available based on your state, ZIP code, household needs, budget, and eligibility
- Route inbound calls or form submissions based on factors such as state, ZIP code, availability, buyer criteria, business hours, or coverage interest
- Provide customer service, callback scheduling, and administrative support
- Send emails, calls, text messages, or other communications where permitted by law and with required consent
- Confirm appointments, callback requests, call transfers, or inquiries
- Monitor calls, submissions, and communications for quality assurance, training, fraud prevention, documentation, and compliance
- Improve our website, advertising, lead routing, call routing, user experience, and services
- Detect, prevent, or investigate fraud, misuse, unauthorized activity, or invalid traffic
- Comply with legal, regulatory, licensing, carrier, contractual, and compliance obligations
TCPA Consent and Communications
By submitting a form on this website, checking a consent box, calling us, or otherwise requesting information, you authorize iHealthCoverageNow.com, AllieX Group LLC, and their service providers, licensed insurance representatives, agents, agencies, carriers, call centers, marketing partners, and authorized insurance partners to contact you regarding health coverage options at the phone number and email address you provide.