Effective Date:
These Terms & Conditions (“Terms”) govern your use of iHealthCoverageNow.com and any related forms, phone numbers, advertisements, communications, and services provided by iHealthCoverageNow.com (“iHealthCoverageNow.com,” “we,” “our,” or “us”). By using this website, submitting a form, calling us, or interacting with our services, you agree to these Terms.
iHealthCoverageNow.com is a marketing and referral website operated by AllieX Group LLC. We help consumers connect with licensed insurance agents, agencies, carriers, call centers, marketing partners, or other authorized partners who may review available health coverage options. We are not an insurance company, government agency, or healthcare provider.
iHealthCoverageNow.com is not affiliated with or endorsed by HealthCare.gov, the Federal Marketplace, the Centers for Medicare & Medicaid Services, Medicare, Medicaid, or any state or federal government program. This website does not represent or imply government approval, government sponsorship, or government operation.
We do not guarantee coverage, eligibility, approval, enrollment, benefits, savings, pricing, subsidy eligibility, provider availability, prescription coverage, or plan availability. Health coverage options vary by state, ZIP code, age, health status, household size, income, carrier, underwriting rules, and other eligibility factors.
Some private coverage options may not be Affordable Care Act (“ACA”) compliant major medical insurance and may include limitations, exclusions, underwriting, waiting periods, benefit caps, or other restrictions. Review all plan documents carefully before applying or enrolling.
Information on this website is provided for general informational and marketing purposes only. It is not legal, medical, tax, financial, or professional advice. You should consult appropriate professionals regarding your individual circumstances.
You agree to provide accurate and current information when submitting forms or speaking with us or our partners. You agree not to misuse the website, submit false information, interfere with website operations, attempt unauthorized access, or use the website for unlawful purposes.
By submitting a form, checking a consent box, calling us, or otherwise requesting information, you authorize iHealthCoverageNow.com, AllieX Group LLC, and their service providers, licensed insurance representatives, agents, agencies, carriers, call centers, marketing partners, and authorized insurance partners to contact you regarding health coverage options at the phone number and email address you provide.
Calls or texts may be made using automated dialing technology, artificial voice, prerecorded voice, SMS, MMS, or similar technology where permitted by law. Consent is not required as a condition of purchasing goods or services. Message and data rates may apply. You may opt out of text messages by replying STOP and may request not to receive calls by contacting [email protected] or calling 1-855-501-4851.
Calls may be monitored, recorded, transcribed, analyzed, routed, or transferred for quality assurance, training, fraud prevention, documentation, and compliance purposes. By calling us or accepting a call from us or our partners, you consent to such monitoring, recording, routing, and transfer where permitted by law.
We may connect, transfer, route, or share your inquiry with third-party agents, agencies, carriers, call centers, lead buyers, call buyers, marketing partners, or service providers. Third parties are independent from us and are responsible for their own licensing, products, advice, communications, disclosures, compliance, and services. We are not responsible for third-party acts, omissions, products, services, websites, or communications.
We strive to keep website content accurate and current, but we do not guarantee that all information is complete, accurate, current, or free from errors. We may update, change, suspend, or discontinue any part of the website at any time without notice.
The website, branding, logos, text, graphics, design, and other content are owned by or licensed to iHealthCoverageNow.com or its operators, except where otherwise indicated. You may not copy, reproduce, distribute, modify, or create derivative works from our content without written permission.
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect information.
To the fullest extent permitted by law, iHealthCoverageNow.com, AllieX Group LLC, and their owners, officers, employees, contractors, service providers, and partners are not liable for indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of the website, communications, call transfers, third-party services, or coverage decisions.
You agree to indemnify and hold harmless iHealthCoverageNow.com, AllieX Group LLC, and their owners, officers, employees, contractors, service providers, and partners from claims, damages, losses, liabilities, costs, and expenses arising from your misuse of the website, violation of these Terms, or submission of false or unauthorized information.
We may update these Terms from time to time. When changes are made, we will update the effective date above. Your continued use of the website after changes are posted means you accept the updated Terms.
iHealthCoverageNow.com
Operated by: AllieX Group LLC
Phone: 1-855-501-4851
Email: [email protected]
Compliance: [email protected]